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Hourly to Salary Calculator

Enter your hourly rate and hours worked per week to see your annual salary and per-paycheck gross at every pay schedule — weekly, biweekly, semi-monthly, and monthly. FICA (Social Security & Medicare) is calculated at each frequency so you can see your estimated take-home no matter how you get paid.

Informational only — not financial advice. Covers FICA (Social Security & Medicare) only; does not calculate federal or state income tax withholding.

Hourly Rate

FICA (Social Security & Medicare) is calculated at each pay frequency using the same formula as your actual paycheck. Federal and state income tax withholding are not included.

Enter your hourly rate to see salary equivalents at every pay frequency.

How this calculator works

Step 1 — Annual salary

Annual salary = hourly rate × hours per week × 52 weeks. This is the standard full-year equivalent: it assumes the same schedule every week with no unpaid time off. The result is exact — no rounding is applied until final display.

For example, $20.00/hr × 40 hrs × 52 weeks = $41,600.00 per year.

Step 2 — Per-paycheck gross

Each per-paycheck figure uses exact arithmetic — the annual salary divided by the number of pay periods:

  • Weekly — annual ÷ 52
  • Biweekly — annual ÷ 26
  • Semi-monthly — annual ÷ 24
  • Monthly — annual ÷ 12

No intermediate rounding is applied before the FICA calculation, so the numbers are as accurate as possible.

Step 3 — FICA deductions at each frequency

Social Security is 6.2% of FICA-taxable wages up to the 2026 annual wage base of $184,500 (source: SSA Contribution and Benefit Base). Medicare is 1.45% on all FICA-taxable wages with no ceiling, per IRS Publication 15 (Circular E).

Each pay frequency row calculates FICA independently on that period’s gross pay. The SS wage base cap is applied assuming no prior-year wages (YTD = $0), which means the Social Security column may show a small overstatement for very high earners who cross the cap mid-year.

Step 4 — Estimated net take-home

Est. Net = gross pay − total FICA. This figure is a floor estimate — it does not account for federal or state income tax withholding, pre-tax benefit deductions (Section 125), 401(k) contributions, or post-tax deductions. Use the Paycheck Take-Home Calculator to factor in your specific deductions.

What this calculator doesn’t cover

Federal and state income tax withholding depend on your filing status, W-4 elections, and state of residence — they are explicitly out of scope here. The net take-home shown is based on FICA only and will be higher than your actual net pay once income tax withholding is applied.

This calculator also assumes a straight hourly schedule with no overtime. For weeks where you work more than 40 hours, FLSA requires time-and-a-half (1.5×) for the overtime portion — see the Overtime Pay Calculator for that.

Sources: IRS Publication 15 (Circular E) · SSA Contribution and Benefit Base · IRS Topic 751

Last reviewed: June 2026

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